What Causes Car Accidents? | Blog | Vargas & Vargas Insurance

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Wrecked front end.jpgEvery time that you get behind the wheel, you are putting yourself at risk for a car accident . While it is impossible to prevent accidents completely, being informed and prepared can help you minimize your risks while on the road.

Collisions can happen for a variety of different reasons while driving, and we have seen all of them here at Vargas and Vargas Insurance . We have narrowed the main causes of impact down to four main categories, and have some advice as to how you can avoid accidents caused by these issues.

Driving While Distracted

Many accidents occur when a driver is focused on something other than the road. Any of the following can easily cause you to veer out of your lane or miss a stop sign:

  • Using a cell phone
  • Eating
  • Applying makeup
  • Drowsy driving

When you are driving, your full attention should always be on the road and the cars around you. Always pull off the road if you need to divert your attention.

Automobile Troubles

Your vehicle can also be the cause of accidents! Tire blowouts and defective parts are the two main types of vehicle malfunctions that cause accidents.

Minimize your risk of a vehicle failure by making sure that you abide by your manufacturer’s recommended maintenance schedule, and by performing routine vehicle check-ups.

Weather and the Environment

The conditions in which you drive can be a huge influence on your safety. Many people get into accidents every year because of elements like these:

  • Rain, snow, fog, or ice
  • Nighttime low visibility
  • Potholes in roads
  • Pedestrians, cyclists, and animals

If the weather is bad, consider postponing your car trip until it clears up. If you absolutely must drive, take all the necessary precautions. Use your headlights, stay alert, and stay at a safe and reasonable speed. 

Also, take notice of the signs on the side of the road. Cautionary signs such as a crosswalk or “ Animal Crossing ” can alert you to the fact that you need to be ready to stop short if someone or something appears.

Disobeying Traffic Laws

This one should be obvious. Traffic laws exist to keep you safe, and breaking these rules puts you at especially high risk for trouble:

  • Speeding
  • Driving recklessly
  • Running stop lights or signs
  • Improper turns

Even obeying all these rules yourself won’t suspend all your risk – there’s always the chance that you could be the victim of another driver’s carelessness. If you see another driver that is acting reckless, do your best to stay away from them.

Another great way to protect yourself and your vehicle is with automobile insurance from Vargas and Vargas Insurance. With the right policy, you can ensure that you are taken care of if you ever get into an accident. 

We offer auto insurance with liability, medical, collision, and comprehensive coverage tailored to fit your needs. Want to find out how you can get a policy with us? Just call! 

Our phone number is 877-550-0025 , and we have agents ready to talk to you!

About the Author

Carlos Vargas

Carlos Vargas

Carlos Vargas is the Founder and President of Vargas & Vargas Insurance Agency. He began his career in 1980 as a captive agent for a large national insurance company, but chose to become an independent insurance broker so he could offer clients better coverage options and more competitive products.


With 46 years of experience, Carlos believes strongly in the value of relationships and helping clients understand their insurance so they can make better decisions. In addition to leading the agency's vision and strategy, Carlos is deeply committed to community engagement and educating the public about insurance.


Outside of work, Carlos enjoys spending time with his wife, their sons and their families, and friends.

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