Using sunscreens and sunblocks | Blog | Vargas & Vargas Insurance

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With the heat index increasing each day, the need for sunscreen becomes more important! Using sunscreen allows you to maintain healthier skin by eliminating sun burns and reducing the risk of skin cancer. Also by living a healthier life, your health insurance premium has the potential to decrease for you and your family.

According to the HuffingtonPost , the best sunscreen supplements to use are mineral sunblocks with Titanium Dioxide and Zinc Oxide as active ingredients. sunblocks that have these ingredients in them are the best to use because they block out UVA and UVB rays and allow low penetration of the sun on your skin.

Every sublock bottle has an SPF listed on the front. But do not believe that the highest SPF is the best. According to the NYTimes , even the 100+ SPF sunscreens do not offer 100 percent protection against the harmful rays from the sun. The 100 SPF sublocks block out 99 percent of sun rays, SPF 50 blocks out 98 percent and SPF 30 blocks out 96.7 percent of the harmful sun rays.  For example, if an individual starts to acquire a sun burn after 45 minutes of sun exposure and they apply SPF 30 to their skin, they will be protected from the harmful rays for 30 times longer.

Vargas & Vargas Insurance Agency offers the best protection for you and your family. Whether your needs are for auto, home, life, commercial or life insurance, our clients who all deserve the best protection at the best price. Call Vargas & Vargas Insurance Agency and find out why we are “famous for our service” and why so many families and businesses trust us to protect their assets from the harmful elements of the world.

About the Author

Carlos Vargas

Carlos Vargas

Carlos Vargas is the Founder and President of Vargas & Vargas Insurance Agency. He began his career in 1980 as a captive agent for a large national insurance company, but chose to become an independent insurance broker so he could offer clients better coverage options and more competitive products.


With 46 years of experience, Carlos believes strongly in the value of relationships and helping clients understand their insurance so they can make better decisions. In addition to leading the agency's vision and strategy, Carlos is deeply committed to community engagement and educating the public about insurance.


Outside of work, Carlos enjoys spending time with his wife, their sons and their families, and friends.

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