How to Survive 4 Common Emergency Situations | Blog | Vargas & Vargas Insurance

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Odds say that you will face at least one of these emergency situations in your life. If you take the time to prepare yourself now, it will make dealing with the emergency much easier – after all, Benjamin Franklin was right when he said “an ounce of prevention is worth a pound of cure.”

Here are four common emergencies that many people have to deal with every day, and an explanation of what you can do now to prepare yourself and your family in case they affect you in the future:

A Flat Tire or Blowout

Cars are complex machines, meaning that there are a lot of different parts in your vehicle that could potentially break and cause an issue. One of the most common issues that drivers face on the road is a flat tire (because tires are in constant contact with the road, they are more vulnerable to issues than other parts of the car).

To prevent tire problems, make sure that you check your tire pressure and rotate your tires regularly, and replace tires that begin to look worn. If you hear a tire pop or suddenly lose control while driving, get a firm grip on the steering wheel and apply the brakes slowly. Pull over to the side of the road and turn on your hazard lights so that you can change your tire or call someone for assistance.

A Severe Storm

As we’ve already mentioned here on the blog, it’s hurricane season in the Atlantic from June 1 until November 30. Don’t wait until a hurricane is heading to New England to prepare your emergency kit! It should include everything that you need for 3 days, including food, water, prescription medications, space blankets, first aid supplies, flashlights, and more. Visit ready.gov for a full list of what to include in your family’s emergency kit.

A House Fire

Every year, there are hundreds of thousands of house fires in the US. Typically, these are caused by cooking equipment, smoking, or faulty heating equipment. Reduce your risk of a house fire by following common cooking and grilling safety tips, being careful to ensure that cigarettes and cigars are fully extinguished, and following the safety tips and maintenance schedule for all of your home’s heating devices.

If there is a fire in your home, you want to make sure that the proper authorities are notified as soon as possible. Do this by checking your home’s smoke alarms regularly. Also make sure that there is a working fire extinguisher in the kitchen, and that all family members know where it is located and how to use it.

A Case of Frostbite

It may not seem like a threat right now, but Boston winters can get cold, so you should be prepared to deal with a case of frostbite. In fact, you can get frost bite when the wind chill is below -19°F, which happens several times a year here in New England.

The signs of frostbite include a loss of feeling and a lack of color in the affected area, typically the fingers, toes, earlobes, and tip of the nose. If you suspect that you or someone else has frostbite, seek shelter immediately and get medical attention. Do not use friction to warm up the affected area, as it could cause permanent damage to the skin.

Now that you’re ready to deal with these four emergency situations, please use the “Share” buttons below to help your friends and family prepare themselves as well. Also “Like” the Vargas and Vargas Insurance Agency Facebook page for updates about our agency, links to informative blog posts and articles, and insurance tips!

About the Author

Carlos Vargas

Carlos Vargas

Carlos Vargas is the Founder and President of Vargas & Vargas Insurance Agency. He began his career in 1980 as a captive agent for a large national insurance company, but chose to become an independent insurance broker so he could offer clients better coverage options and more competitive products.


With 46 years of experience, Carlos believes strongly in the value of relationships and helping clients understand their insurance so they can make better decisions. In addition to leading the agency's vision and strategy, Carlos is deeply committed to community engagement and educating the public about insurance.


Outside of work, Carlos enjoys spending time with his wife, their sons and their families, and friends.

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