Getting your Fireplace or Wood Stove Ready | Blog | Vargas & Vargas Insurance

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When there is a chill in the air is there anyone that doesn’t enjoy a blazing and crackling fire to warm their home? Be it,fireplace, wood stove, or pellet stove there is something so cozy and inviting about a fire. But to ensure a safe experience it is important to have all your chimney components evaluated and cleaned on a yearly basis or after burning a cord of wood, whichever comes first.

Fires built in fireplaces or wood stoves leave a gummy residue, called creosote, which can stick to the lining of your chimney. Creosote is a byproduct of burning wood, pellets, or coal and is created by soot, smoke,gases and other particles. When you burn wood to produce heat, gasses are produced that do not efficiently burn away .These gases now condense into liquid form. The liquid sticks to the inside of your chimney walls and/or liner. Over time it dries in the form of creosote. Insidiously, it continues to build up, layering on like a stalagmite, on the surface of your chimney liner or your flue tile every single time you and your family enjoy a fire. This is a highly flammable substance that can quickly erupt into a blazing chimney fire if subjected to a high enough temperature. That is why it must be removed periodically.

Hiring a chimney sweep is the traditional way to clean the inner surface and restore safety to the home. Chimney sweeps are trained to determine whether chimneys are structurally sound and whether they need to be cleaned. They will make sure the chimney is up to code, especially important in older houses, and make sure there are any birds or animals in the chimney, or anything that would block the flow of smoke. They also check that there’s no water coming into your home. 

How Do I Prevent Creosote Build-up?

There are steps you can take at home to reduce creosote buildup and the risk of a chimney fire.  Foremost is picking dry wood to burn. Dry wood will appear gray on the surface and have cracks on the end. Don’t throw pizza boxes or other trash in the fireplace because it causes a thicker smoke, which lowers the temperature in the chimney. While many people use a newspaper to start a fire, it is recommended that a fire log or fire starter should be used instead. Reduce the risk of a spark flying out o the fireplace, use a screen and stay in the room while the fire is burning. Also install and or check existing smoke detectors, carbon monoxide detectors and fire extinguishers to ensure all are in working order.

Chimney maintenance is a priority for your property, as harmful gases can build up inside the flue. Lethal carbon monoxide also builds up inside the flue, and if there’s damage to the inside of your chimney, this can seep in to your home.Have you chimney checked by a qualified tradesman regularly to ensure your family’s safety.

For information on ensuring your home is covered in case of a chimney fire, contact Vargas & Vargas at877.550.0025

About the Author

Carlos Vargas

Carlos Vargas

Carlos Vargas is the Founder and President of Vargas & Vargas Insurance Agency. He began his career in 1980 as a captive agent for a large national insurance company, but chose to become an independent insurance broker so he could offer clients better coverage options and more competitive products.


With 46 years of experience, Carlos believes strongly in the value of relationships and helping clients understand their insurance so they can make better decisions. In addition to leading the agency's vision and strategy, Carlos is deeply committed to community engagement and educating the public about insurance.


Outside of work, Carlos enjoys spending time with his wife, their sons and their families, and friends.

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