Flashback: Fallen Leaves in Autumn Leave You Liable! | Blog | Vargas & Vargas Insurance

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There is no doubt that the beauty of the autumnal leaves is a  highlight  of the season.  But such splendor can mask danger. 

Those same beautiful leaves can be dangerous once they hit the ground! Fallen leaves can cause slippery conditions because they contain a large amount of water. 

Fall is also a time when we experience the first  frost,which can add to the slippery surfaces. As the temperature drops, the wet leaves can freeze with a thin layer of ice creating hazardous conditions.

In addition, during the fall, the sun rises later, sets earlier, and often brings foggy days.  This limited exposure to sunshine does not allow for wet/frozen leaves to dry out and pathways and walkways are now dim.   All can contribute to a greater potential for accidents.

School is in session and children are walking out and about, your postal worker delivering your mail, and of course come  Halloween  “trick or treaters” will be traversing your property. 

These are all potential liability claims should they slip and fall on your property. It only takes one false step to become the victim of a  “slip-and-fall” accident.

Avoid any chance of injury to yourself or others by clearing walkways and driveways of all fallen leaves, and ensure that they are well lit.  If you currently use landscape lighting on a timer, be sure to reprogram your timers in anticipation of the end of  daylight savings time.

Protect your family and yourself against these all too often occurring accidents by reviewing your Massachusetts homeowner’s insurance coverage with your agent today. Call us at 877.550.0025.

About the Author

Carlos Vargas

Carlos Vargas

Carlos Vargas is the Founder and President of Vargas & Vargas Insurance Agency. He began his career in 1980 as a captive agent for a large national insurance company, but chose to become an independent insurance broker so he could offer clients better coverage options and more competitive products.


With 46 years of experience, Carlos believes strongly in the value of relationships and helping clients understand their insurance so they can make better decisions. In addition to leading the agency's vision and strategy, Carlos is deeply committed to community engagement and educating the public about insurance.


Outside of work, Carlos enjoys spending time with his wife, their sons and their families, and friends.

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