The Essentials of a Basic Toolkit | Blog | Vargas & Vargas Insurance

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There are some essentials that every person needs. One of these is a basic toolkit. It doesn’t matter if you’re a DIY expert, or you just want to be able to hang the occasional picture, a toolkit is something that you will need.  If you need to assemble a basic toolkit, make sure that you have the following essential items, and consider the list of ‘other good items’ as well.

The Essentials

A Screwdriver Set – Screwdrivers are the ultimate universal tool. They can obviously install and remove screws, but they can also act as levers in a pinch for opening paint cans and battery compartments. Make sure that you get a set of various sizes with both flat and Phillips heads.

A Solid Hammer – If you plan on hanging pictures or putting up other decorations, a hammer is a ‘must have’ addition to your toolbox. You don’t necessarily need something that’s professional grade – just get a good solid hammer with a claw on the back for nail removal.

A Set of Pliers – Two pairs of pliers will be all that the basic homeowner or renter will need. One set should be a 10 inch groove-joint plier, and the other should be an 8 inch needle-nose plier.

A Tape Measure – Another building block of the basic toolkit is a standard measuring tape. Get one that it at least 25 feet long, and about one inch wide (so that it won’t constantly collapse when measuring longer distances).

A Level – Make sure that all of your projects are even with a level. One with three built-in bubble levels will make sure that you have all that you need. A longer level can double as a straightedge, or opt for a laser level for a more hands-free approach. In a pinch, most smartphones can install an app that will make it act as a level.

Other Good Items

A Flashlight – You probably already have a flashlight in your emergency kit, but it doesn’t hurt to have more than one for your dimly lit projects. Make sure that you stock extra batteries for it as well.

Glue and Tape – If you need two things to remain attached and a nail or screw won’t do the job, you will probably need some super glue or duct tape. Keep these in your toolbox for easy access in a pinch.

Lubricant – For all of the squeaky hinges in your life, make sure that you have some WD-40 (or another comparable item) on hand at all times.

Safety Equipment – For the more complicated and dangerous DIY jobs around the house, make sure that you have the proper safety gear. This typically includes goggles, ear protection, heavy duty gloves and an apron. These items will make sure that you are less likely to get hurt while you complete projects around your home.

To round out your new toolbox, make sure that you add a renters or home insurance policy from the Massachusetts insurance experts here at Vargas and Vargas Insurance Agency. One quick call to 617-298-0655 and you can get a free, no-obligation quote for financial protection.

About the Author

Carlos Vargas

Carlos Vargas

Carlos Vargas is the Founder and President of Vargas & Vargas Insurance Agency. He began his career in 1980 as a captive agent for a large national insurance company, but chose to become an independent insurance broker so he could offer clients better coverage options and more competitive products.


With 46 years of experience, Carlos believes strongly in the value of relationships and helping clients understand their insurance so they can make better decisions. In addition to leading the agency's vision and strategy, Carlos is deeply committed to community engagement and educating the public about insurance.


Outside of work, Carlos enjoys spending time with his wife, their sons and their families, and friends.

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