Carbon Monoxide: The Unseen Risk | Blog | Vargas & Vargas Insurance

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Protecting your home is important to you. At Vargas and Vargas Insurance Age ncy, we want to help you do everything you can to ensure that your home is a safe place for  you and your family to spend time. One of the most prevalent ways that people protect their home is through the use of specific alarms and detectors, namely for fires, smoke, and burglars. These detectors and alarms may even be able to help you decrease your home insurance premium!

There is another type of detector that all residences should have also: a carbon monoxide (CO) detector. 

According to the EPA , “Carbon monoxide is an odorless, colorless and toxic gas.” Carbon monoxide exposure can cause both moderate and severe problems, such as:

  • Headache
  • Dizziness and confusion
  • Nausea and flu-like symptoms
  • Impaired vision

As you could probably guess, because carbon monoxide is both colorless and odorless, it is nearly impossible to detect without scientific aid. While you should make sure to protect your home with a carbon monoxide detector, there are other ways that you can help to reduce your potential carbon monoxide exposure, such as:

  • Do not let your car idle in an enclosed garage. Always make sure that the garage door is open before you start your engine, and turn off the car before you close thegarage door.
  • If you use a traditional, wood-burning fireplace, always open your flues.
  • Furnaces, flues, and chimneys should be inspected annually by a professional, and any problems or leaks need to be repaired without delay.
  • Never run a generator inside your home or garage. Generators should always be run outside for proper ventilation. Even after a generator is turned off, it can be dangerous!

If you follow these safety tips, in addition to making sure that your home is armed with a carbon monoxide alarm, you should be able to ensure that you avoid exposing yourself or your family and friends to this undetectable and harmful toxin.

Also, we have great news for those of you that have insurance through Travelers! In addition to  providing an excellent resource to “Prepare and Prevent” damages, they also now have a special offer available for a First Alert® Carbon Monoxide detector! Whether this would be your first detector, or simply an upgrade for an existing detector, it is certainly worth looking into!

If you wish to investigate this offer, go to the Travelers Prepare and Prevent page , and click the offer in the lower right hand corner. From there, you can log in to MyTravelers and further explore the offer.

Even if you are unable to use the Travelers promotion for the Carbon Monoxide detector, we encourage you to inquire into getting one for your home. The initial cost will pale in comparison to the peace of mind it will offer to everyone in your home. 

Do you have any more questions about carbon monoxide, or how you can help protect your family against this and other types of indoor pollutants?

If so, please call Vargas and Vargas Insurance Agency today. Our friendly and professional staff would be glad to help you sort out all your concerns.

Our phone number is: 877-550-0025

About the Author

Carlos Vargas

Carlos Vargas

Carlos Vargas is the Founder and President of Vargas & Vargas Insurance Agency. He began his career in 1980 as a captive agent for a large national insurance company, but chose to become an independent insurance broker so he could offer clients better coverage options and more competitive products.


With 46 years of experience, Carlos believes strongly in the value of relationships and helping clients understand their insurance so they can make better decisions. In addition to leading the agency's vision and strategy, Carlos is deeply committed to community engagement and educating the public about insurance.


Outside of work, Carlos enjoys spending time with his wife, their sons and their families, and friends.

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